An AI virtual home inspection platform for insurers

The challenge

Physical inspections were slow and expensive, and underwriters needed consistent inspection data inside the systems they already used.

  1. Inspections had to be configurable for interior and exterior checks across different insurers.
  2. Homeowner photos needed to be assessed for risk without a field visit.
  3. Underwriters needed inspection data and reports in one place.
  4. Data had to move reliably between the platform and insurer systems.

What Winjit built

01

Self-service inspection app

Configurable interior and exterior inspections completed by the homeowner.

02

AI risk detection

Hundreds of AI checks that assess home components in submitted photos and flag likely future claims.

03

Underwriter portal

Inspection data, reports and review tools for underwriters and client reviewers.

04

Insurer system integration

Connections to the insurer core policy system, plus messaging, payments and property data services.

TechnologyNode.js · Python · React

Results

200K+

inspection reports generated

80%+

of homeowners completing inspections virtually

Lower

loss ratio through earlier risk identification