FintechInnovating the Fintech Industry with an AI first Approach

Winjit’s Layered Banking System

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We provide turnkey and customized solutions at every stage of the customer journey right from knowing your customers to providing various plugs to the Enterprise Service Bus.

Winjit positions the applications in a strategic way that helps to capture, learn and leverage data. This is done in the following ways:

  • Unbundling and fragmentation of services
  • Customer onboarding solutions
  • Digital transformation
  • Mass personalization solution

Accounting Solutions

Finance and accounting departments are vital for all businesses, regardless of what size the business is. Some of the most important accounting procedures are:

  • Taxation, tax preparation, and filing on behalf of corporate accounts
  • Bookkeeping
  • Payroll services
  • Accounts receivable
  • Accounts Payable

Winjit offers a wide range of simplified accounting solutions, geared to perform accurately, at super-lightning-speeds. The solutions offer the possibilities of reducing the cost of operating the business and enhance its statistical analytics.

Accounting Solutions

Winjit Finance Solutions

Micro-Finance Solution

The Micro-finance solution is a complete package that is based on a credit union functionality, associated in a co-op setting platform, including deposits, loans, and micropayments.

Loan Origination Solution

At Winjit, we have an entire workflow process in place that offers strategic loan origination process and automation for evaluating loan applications, validation, and disbursement.

Import Costing

One of the most essential tools in the logistics industry is the import costing tools. Costing tools are responsible for computing and calculating landing costs of an SKU, and safely kept in bookkeeping software.

Universal Tax Code

Winjit’s strategic tax structural design and implementation across the developed and developing economies has resulted in a global tax module. The module has been proven to offer users the freedom to adopt in any country and thereby providing access to greater acceptability.

BFSI & Insurtech Solutions

We implement solutions by understanding the true capabilities of your business and thereafter customize it. We believe in fulfilling a client’s demand by improving their net profit margins and eliminating any weak base that an organization may have.

An interactive digital 2.0 environment will engage more customers, build a loyal relationship and will help enhance the capabilities of an organization’s multi-modal learning

BFSI & Insurtech Solutions

FinSense by Winjit

Winjit Smart OCR
Winjit Smart OCR

Banks, financial services and insurance (BFSI) sectors tend to all face one common problem, and that is the ability to capture or extract information from non-texted format files. A perfect example is any sample of images or pictures and converting the information to readable text. The OCR systems not only convert the file to a readable state, but it also converts files to an editable format.

Loan Management & Collections System

It is feasible for financial businesses to manage all loaning and collection systems through one “single-smart-edged” system. Discover the empowerment of automation through game-changing technological advancements that are backed by vigilant AI and automation systems. Discover why your financial systems could use the extra “botted” help.

Loan Management
RPA Based Process Automation Solutions

RPA is slowly becoming a standardized procedure to mandate for the banking, financial services, and insurance industries. RPA systems use software with artificial intelligence (AI) and machine learning capabilities to handle the consistent toll of traffic. Specializing and building to offer the upmost customized methods to abstract and gain resourceful data from all your BFSI platforms.

Case Studies

Insurance Management

Loan Originations

Innovative collectSmart


Robotic Process Automation

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Smart Digital Banking

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Robo Analysts

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The ROI of Omni Channel Digital Banking

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Transforming Banking by Blockchain

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AI & Cognitive Opportunities

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Banking Transformation

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Finance 4.0

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Modular Digital Banking

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Open Banking & Its Effects

The term Open Banking is referred to as the practice in which financial information is shared electronically through a secure digital passage.

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BFSI sector target of cybercriminals

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Voice Biometric Technology

The growing popularity and acceptability of Artificial Intelligence techniques have not only made business processes easier…

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Where Does Digital Banking Have An Upper Hand To Traditional Banking?

Since the introduction of digital banking, particularly through the use of cryptocurrency, traditional banking has needed to revamp to accommodate these changes. While many people still prefer to rely on traditional methods, it cannot be denied that each day, the shift to digital banking gets more prominent.

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Is Living on Credit the New Millennial Mantra?

When it comes to generational comparisons, no other generation gets scrutinized as meticulously as the millennials. Next in line, right behind the Baby Boomers who were the Golden child of the economy, millennials are known to face many issues. Plus, they’re often targeted and lambasted to have consumer behaviors that are outside the norm of previous generations.

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Importance of UX in Mobile Banking

One of the most common buzzwords you’ll likely come across in mobile app design is UX, short for user experience. While the security features of your app and functional integrity are of key importance, UX is one area you do not want to compromise on. This is because when it comes to bankingapplications, the stakes are much higher – which means that user centricity is the key to success.

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How Smart Contracts Will be an Enabler for Trade Finance

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Should AI be Considered a Breakthrough Innovation in FinTech?

Traditional financial services are quickly being replaced with digital technologies. Experts predict that traditional banking and investment services will no longer exist in the next few decades. Many financial companies have already deployed financial technology (FinTech) services to keep in line with the shifting customer trends.

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The Current State of Financial Inclusion in South Africa. What Are the Initiatives Being Taken for the Same?

Financial inclusion is necessary for all societies. It ensures that people in a particular society have equal opportunities when it comes to the financial services they can avail. South Africa has also been trying to improve financial inclusion in the country through programs and reports.

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Unified Payment Integration can bring a lot of benefits to the Indian banking ecosystem. It will allow different banks to access the same platform, hence minimizing a lot of barriers. This will result in better usability for customers, shorter waiting times, better functioning apps and security, etc. So here are a few benefits of UPI to the Indian Banking Ecosystem.

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FinTech refers to financial technology that advertises investments, money transfers, personal and business loans, fundraising, asset management, and digital payment systems. Unlike traditional financial institutions, FinTech deals with customers on a digital level.

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Millennials have overtaken Baby Boomers as the largest generation in the US. Generally considered as the generation of individuals born between 1981 and 1997, today the group comprises over 75 million individuals, or about 25% of the total US population.

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In India, financial inclusion has definitely improved over the years. And as a result, many people from low-income backgrounds have benefited from it over the years. Here’s an overview of the current state of financial inclusion in India.

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The exponential growth of technologies such as AI, ML, and robotics has opened up the door to a number of exciting opportunities and applications. Automation has been redefined—it is not the same anymore. It has become a lot more “intelligent”.

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Evolving Landscape of Trade in South Africa

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Tap or Swipe: Just get your cards right

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